No Doc Loans * Low Doc Mortgages

The word, "low doc" is a very general term that really only means a few things. We have Low Doc No Doc Loans specifically for borrowers who are self employed, on commission, work out of the home, or recently received raises or bonuses.

With our Low Doc Loan, borrowers can use their last 6, 12, or 24 months bank statements to get the SAME rates as if they had W-2’s or pay stubs that showed the same amount. We have programs designed for any situation to help you benefit from a recent increase in your income or if you have a hard time documenting your income, but have good or large deposits in your bank account. We can even use your business bank statements!

If you think your bank statements might help your chances to get a loan approved or you report or show little income that may cause other banks or lenders to turn you down, apply online for one of our low doc loans or bank statement programs. This is one of our most popular programs designed to not only get you approved when other banks say, "no," but to get the SAME rates that other lenders would offer if you had W-2’s or pay stubs that showed similar amounts.

If you have further questions, contact one of our Credit Managers today to see which Bank Statement Program or Low Doc Loan fits your needs best....