Credit Score Is Less Than 500

As long as you have one credit score above 500 we can get you approved!

No matter how low your credit scores are, we have several programs that help people recover and get their lives, income, and most importantly their credit back on track.

Many times, you have had good payment history recently, but past credit problems or life events may have hurt your credit history even if you had good credit before or since then. You need a lender who looks at the "before" AND "after" picture to evaluate your loan approval, rather than having a lender who simply sees your situation as hopeless or unworthy of obtaining a good loan.

EmagineLoans will show you the necessary steps to take to pay off old collections or bills with frequent late payments and help you eliminate old or lingering accounts. The ultimate goal is to get your credit scores as high as possible, as SOON as possible.

Remember, the road to recovery doesn’t happen overnight. It takes several steps to get to where you need to go. Our goal is to get you there as soon as possible, and with our Credit Manager’s advice, and your diligence, you’ll get there. Have the confidence to know your Credit Manager is with you every step of the way and will follow up with you periodically to monitor your progress and alert you to new programs that might help you get better rates on your future refinances. ...