Home Purchase and Home Loan Preapproval

Buying a home has become harder these days with fewer homes available and home values continuing to rise. We also realize that it is harder to save enough money for a large down payment today then it was years ago.

Because it is harder to save these days, we have over $75 million dollars available to lend to first-time or repeat buyers looking for NO MONEY DOWN or LOW DOWN PAYMENT LOANS. If you have a 580 credit score, you can qualify for 100% financing without mortgage insurance or high rates. Even if you are self-employed or recently started your business, we don't need to verify income to get you 100% financing! Most of our loan programs DO NOT require PMI (private mortgage insurance) either!

If your credit scores are above 550 we can get you approved with only 5% DOWN. This was unheard of until recently. One of the other benefits is that we won't require you to pay off old charge offs or collections before you close on your home! At Emagineloans.com we pride ourselves in having the most up-to-date and aggressive loan programs available, whether you are looking to refinance your home mortgage or buying your very first home. We have a variety of home purchase programs designed to fit your needs best, depending on your credit score, your down payment, and your short and long term goals for how long you plan to stay in the home.

If you would like to see what you qualify for today, or want to find out what rate and payment you can get on your first or next home, call us today, or apply online. Our goal is to get you into your home with as little money down as possible, so you can use your savings for other home projects or expenses and not have to use all of your savings just to get into your next home...

Apply for A Home Loan Here!